Paypal Outage Map

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Paypal Issues Reports

Latest outage, problems and issue reports in social media:

• 
  MAN UTD FAN. (@Faith181107) reported 3 minutes ago

  You can guess what students did on that final Tuesday. Fast forward to the end of the semester: I still hadn't seen any documentation or user manual, and it was due on exam day (the first day of finals week). A week before the deadline, they told me I'd have it before our 12 PM meeting on study day (Wednesday). I got the email at 11 PM Tuesday after work. I opened the files, got pissed, shut my laptop, played some Xbox, and passed out before midnight. The technical documentation was just one page with almost nothing useful—no database schema, website languages, PayPal details, or registered emails. Just the URL and some unimportant info taking up half a page. The user manual was one and a half pages with maybe five sentences and three pictures with arrows. Zero real explanation on how to use the site.I showed up at 12 PM and waited about five minutes. No one else was there, so I texted the group. No replies. I started fixing the user manual since I'd clearly have to redo it. While working quietly, Damien finally walked in. D: "Did you get the docs?" Me: "Yeah. You guys really think this is finished?" D: "Oh yeah, it should be good to turn in." Me: "I don't know. I think we should add more—this is for our client, and she won't understand it. Where are Jeff and Kirk?" D: "Hahaha, we all got messed up last night after finishing the docs. They're probably still passed out. I'm turning it in tomorrow. If you want to add anything, go ahead, but whatever I have is going in. I think it's ready, so I'm not doing more. I have other classes to study for. I already have an A in this class, and Kirk and Jeff do too, so they don't care."He said the magic words, then left with a flash drive. I went straight upstairs and told Professor Matt everything. I said I didn't want to leave my client hanging—yes, my client, not ours. Matt said he fully understood and even praised me for staying on top of it and protecting the client's experience with our students. He asked why. I told him, "What you're getting tomorrow for 'our' project is completely unacceptable. It's unfair to us and especially to our client." I showed him the website (which he liked) and the terrible docs. I asked for an extra week to finish proper documentation and a user guide—I had a clear plan. Matt agreed, but told me to forget the docs since I knew the site. Just focus on the client .So I created video tutorials with narration, drove to her shop to demonstrate everything and show her where the videos were. I even built a simple desktop program with buttons that opened the exact video she needed, so she wouldn't have to hunt through folders. I gave her my contact info and said I'd be around over the summer if she needed help with the site or anything else. Afterward, I updated Matt, who had his own update. He nearly failed the rest of the group because they slid an unmarked USB under his door. He only accepted it after they emailed to confirm he got it. Matt also called the client, who confirmed I was the only one who ever showed up to meetings. As a result, anyone in my group who had an A going into the project dropped to a C. Anyone with a B failed. Damien's GPA took a hit from this four-hour class. Kirk and Jeff both failed—Jeff couldn't graduate, and Kirk had to retake it next semester. My grade, which was an 84 before the project, jumped to an A. The next year, Damien asked how I did because he was confused about his own final grade. I just said I did fine and got an A. He still has no idea why. Don't mess with me and my grades, and I won't mess with you.

• 
  Yalcin (@lionyalcin) reported 3 minutes ago

  @Guillaume88745 @shyneblock The Epstein tainted, deliberately made slow and expensive not to be an alternative to VISA ,MasterC, Paypal and most importantly the US dollar, $BTC is the perfect scam !

• 
  有難朱生 (@Yrzsogn) reported 3 minutes ago

  @MelissaM9797 I am currently accepting requests. To make a request, please follow me and send the details via DM. If you wish to pay via PayPal, I will generally issue an invoice, so please provide your PayPal account details beforehand. Thank you.

• 
  Kevo (@eslcobarlil) reported 6 minutes ago

  @Safaricom_Care hello My PayPal mpesa withdrawal is not working!!!

• 
  清水孝 (@matheusaaugust) reported 6 minutes ago

  @PorraDeene @TheCryptoSquire The issue isn't adoption friction—it's that most merchants prefer instant settlement over volatility hedging. Stablecoins solve this but then you're just using faster PayPal.

• 
  Gandhi the Bastard (@NDarkworth) reported 6 minutes ago

  @KwikirizaNova @NupPodcast I like that you have mentioned this. This problem is not only with stripe. They should atleast get paypal as well.

• 
  Batzybun🦇 🐰TEAM MYSTERY🔎 (@Batzybun) reported 10 minutes ago

  Now I rlly gotta lock in and fix my PayPal so that way I can sell merch

• 
  Just Red (@MaryRedDay43) reported 11 minutes ago

  My cashapp PayPal and throne are empty who can fix that

• 
  Pochiᵗᵃ (@pochitaart) reported 14 minutes ago

  SO SORRY FOR PAUSING THE COMMS FOR 2 DAYS.. PayPal betrayed me once again 💀 but NOW THE PROBLEM IS SOLVED I'VE FOUND A MUCH BETTER WAY!!!! THANK YOU

• 
  Rob Myers (@RobLMyers) reported 15 minutes ago

  Slow and unresponsive here, too, I see. PayPal reversal it is.

• 
  Squird5 (@Squird5) reported 17 minutes ago

  @ShitpostRock "Don't hire **** artists" Kind of terrible advice, but also wholly accurate. It is a business transaction. Don't hire anyone who doesn't understand that. And Paypal has a 6 month window. If they don't deliver or have substantial progress, chargeback for breach of contract.

• 
  Sickazzwillz (@prodbysaw) reported 20 minutes ago

  @PayPal why freezing my money in My new account and then disabling the account in 2026? You guys are the problem. 💯

• 
  Shrek Depardieu ⚫ (@LeBidoush) reported 24 minutes ago

  @MAGAVoice wtf has Elon built ? He bought tesla, he bought twitter, he bought paypal, he bought open ai etc. Everything he has , he's only got because of the money that was passed down to him.

• 
  Aika Velho (@StradegyMonkey) reported 24 minutes ago

  This is the launcher, where is WhatsApp as Skype, which they try to move to where Brave/Multiscape is by claiming that I have no proof of a webclient (to play Multiscape with a web browser, Brave being an example of a web browser) mentioned only in a YouTube video that mentions the domain name I edited years ago to Rune-Server thread's (15th Century, which was the Multiscape thread mentioning Jami as the owner and "we" referring to Ari and Jami, while these manipulators claim it refers to Joni and Jami) reply and that the owner would be Joni (without any other proof that it was Jami's pseudonym than Rune-Server mentioning Jami as the owner) and thus forcing me to move Brave/Multiscape next to RuneScape as my projects/interests that I don't have a proof of like Multiscape 317 with a webclient was owned by Joni Arola (it wasn't according to Rune-Server, unless you think "we" refers to Joni and Jami instead of Ari, whose PayPal link was posted on Multiscape forums without the link showing Ari's name, and Jami) instead of me, Jami. Even if they have no proof of lying, they claim that if I tried to claim that Ari and Jami (me) were the Multiscape team and that Joni mentioned in the YouTube video was my pseudonym, it could be understood as a lie, because the claim that Joni was my pseudonym wouldn't have been made when the YouTube video of the webclient was made but in 2026, meaning that Multiscape was owned by Joni until 2026 as Jami wasn't mentioned in the YouTube video but only on Rune-Server, where the link mentioned in the YouTube video's description was edited to a reply without the date of edit being shown implying it could be done way after the YouTube video, even if the edit wasn't recent, and not true as the video was about a RSPS owned by Joni implying that it wasn't the same RSPS as the one advertised on Rune-Server and editing its link to Rune-Server could be a lie to claim they was the same RSPS, i.e. Multiscape would be linked to Brave in 2026, not earlier. This means WhatsApp as Skype would be the first app there's a proof of, the last one being TomTom and thus the order would start with TomTom app meaning that it starts in my best friend TomTom's place in 2023 and ends with my mom as WhatsApp contact in 2026 instead of starting with Multiscape webclient in 2010 and ending with TomTom in 2026 like it all was a lie started in 2023 instead of truth between from 2007 (Camera app was linked with Bitcoin, because I received a video camera with a microSD card as a Christmas present in 2007, while Bitcoin was 2011 or 2012, which is why Camera isn't before Multiscape webclient in 2010). Do you see the manipulation, @grok? The Rune-Server thread that mentions the link of Multiscape forums the YouTube video not posted by Jami but what mentions Joni as the owner mentions in its description mentions Jami as the owner. The Rune-Server mentioning Jami as the owner is as much truth as the YouTube video mentioning Joni as the owner in the end credits. Neither can be proven wrong. The edit to the reply wasn't recent, meaning there's no proof that it wasn't made when the RSPS was ran by Jami. Thus, objectively speaking, Jami and Joni were both owners of the same RSPS. It would be wrong to claim that Jami wasn't one of the owners of Multiscape 317 with a webclient.

• 
  Gami Capital (@Gami_Capital) reported 26 minutes ago

  Is Circle Actually in Trouble? Our Read on the OUSD Launch On June 30th, while Jeremy Allaire was on stage at Goldman Sachs' Digital Assets conference in London talking about "the future of money," Open Standard announced the launch of OUSD, a dollar stablecoin backed by 149 partners. Two days later, Circle's stock ($CRCL) dropped 18% in a single session, now down roughly 76% from its June 2025 high. Does that mean Circle is done for? Here's our read, in six points, including Jeremy Allaire's direct response. 1. Circle's paradox: usage is up, margins are collapsing USDC has never been doing better: roughly $77 billion in circulation, up nearly 20% since the IPO. The problem is that Circle's revenue has only grown 5.5% over the same period, and net margin has collapsed over three quarters, falling from 29% to 8%. The explanation fits in one line: roughly 94% of Circle's revenue comes from interest earned on reserves (mostly T-bills). The market isn't pricing USDC usage, it's pricing Circle's ability to monetize that usage. And that ability is eroding: growing revenue-sharing with distributors (Coinbase chief among them), Binance suspending services in Europe over a missing MiCA license (after Circle had paid for USDC's distribution on the platform), and removal from several Russell Growth indexes in late June. The timing of OUSD couldn't be worse. 2. OUSD: the issuer model, redistributed to the ecosystem Open Standard has assembled a rare lineup: Visa, Mastercard, BlackRock, BNY Mellon, Google, Stripe and Shopify on the TradFi side; Coinbase, Aave, Bybit, OKX, Plasma and Tempo on the crypto side. Neither Circle, Tether, nor Paxos are part of it. The pitch is simple and direct: zero minting and redemption fees, with nearly all reserve yield passed back to the partners who adopt and use the stablecoin. In other words, OUSD is attacking the exact revenue line that keeps legacy issuers alive. 3. What Circle still has going for it Circle's regulatory moat is still the one that cannot be beaten, for now: the first global issuer to reach full MiCA compliance back in July 2024, conditional OCC approval for a national trust bank charter in the US, money transmitter licenses across 46 US states. That's years of groundwork a consortium doesn't replicate with a press release. On the integrations side, USDC remains the settlement asset for BlackRock's tokenized BUIDL fund, was just added to BNY Mellon's digital custody platform (itself an OUSD partner...), and stays the default collateral on regulated US and European trading venues. Circle remains the go-to for institutions wanting a regulated dollar backed by nearly a decade of audit history. But a shrinking moat is still a shrinking moat. 4. Jeremy Allaire's response: network effects as the real defense Facing a wave of questions from his investor community, Circle's CEO published a detailed rebuttal that's worth taking seriously rather than dismissing as crisis PR. His core thesis: stablecoin networks are platform businesses built on network effects, established over long periods, that tend toward winner-take-most market structures. He lays out three layers he says protect USDC: - Application-layer network effects: every developer integration strengthens the network, which in turn attracts more integrations. Circle has been building this ecosystem for nearly a decade, with infrastructure like CCTP and Gateway extending interoperability to new chains, including permissioned L2s and government-built networks. - Liquidity network effects: Allaire claims USDC sits in the top 3 most liquid digital assets in the world, alongside BTC and USDT, with the next closest dollar stablecoins roughly 10x smaller in liquidity, often concentrated in a single exchange's promotional books. - Regulatory and banking integration: the states USDC is currently the only major global stablecoin available across all of Europe and Japan, backed by nearly a decade of investment in global banking, treasury and liquidity management. He backs this with a striking data point: in Q1 2026, according to Artemis, USDC handled nearly $30 trillion in on-chain transactions, 80% of all dollar stablecoin transaction volume, versus 20% for USDT, and under 0.5% combined for everyone else, OUSD included at this stage. On the substance of OUSD's pitch, Allaire pushes back point by point: - On free minting and redemption: he notes the entire payments industry runs on small basis-point fees, and that unlimited free redemptions tend to collide with market realities, something Circle says it already addresses through contractual mechanisms rather than a blanket fee exemption. - On passing all revenue back to partners: Circle says it already shares the majority of its revenue with distribution partners, while retaining enough to keep investing in infrastructure. Giving everything away, he argues, is a recipe for structural underinvestment and a platform that stays limited in scope. -On consortium governance: the sharpest point in the piece. Allaire repeats, almost verbatim, a line he'd already made publicly: that large groups of large companies coordinate poorly, have misaligned incentives, and tend to starve their own consortium out of self-interest. He states Circle itself tried this model in USDC's early days and ran into the same problems. He closes by reaffirming that the Coinbase partnership remains as strong as ever, that several OUSD founding members remain major USDC partners, and that Circle continues expanding its own ecosystem (Arc, CPN, StableFX, Agent Stack) by working with dozens of other stablecoin issuers, his way of signaling Circle doesn't feel threatened in its role as infrastructure. 5. Why OUSD hasn't won anything yet Recent history for consortium-backed stablecoins argues for caution, and echoes Allaire's own point. USDG (Paxos, with Kraken, Robinhood, and Galaxy among its backers) is plateauing around $3 billion. PYUSD (PayPal) took two and a half years to approach $4 billion, then shrank by a third from its peak. A big announcement doesn't make an adoption curve. Three questions remain open: governance across a 149-member consortium, historically slow and prone to misaligned incentives; the viability of a model with no fees and no retained yield; and, above all, the end user, since the yield flows to partners, not holders. Why hold OUSD rather than USDC or USDT? The answer will hinge on incentives, and on that front, we're watching Plasma and Tempo (Stripe's chain) closely as the two most likely launch rails. 6. Tether, watching calmly from the sidelines With over $180 billion in USDT circulating, Tether dominates territory OUSD isn't primarily targeting: Tron, P2P payments and remittances in emerging markets, trading collateral in Asia. The threat is real for Circle; at this stage, far less so for Tether. Our takeaway The real story here isn't "Circle vs. OUSD," it's the structural compression of issuance margins. Allaire's response, however well-argued, doesn't refute that point so much as reframe it: his thesis is that network effects and liquidity matter more than distributed yield, and that Circle can afford to share revenue as long as it stays the default rail. That's a defensible position, but it still has to prove itself against a consortium that, for the first time, aligns distributors and infrastructure rather than pitting them against each other. Reserve yield, the economic core of stablecoins, is being redistributed. The question is no longer whether, but to whom: distributors, chains, partners, or end users. For allocators, that's arguably good news: more competition among issuers means more value captured by whoever brings the liquidity and the usage. At Gami Capital, where we run on-chain USDC strategies day to day, we'll be watching liquidity migrations and the opportunities this new landscape creates closely. This content is for informational purposes only and does not constitute investment advice.