Paypal Outage Map

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Paypal Issues Reports

Latest outage, problems and issue reports in social media:

• 
  GOAT (@GOAT72573384663) reported 7 minutes ago

  @fewchuree Bro, would you tell me how your mpesa PayPal withdrawal issue was resolved. I made withdrawal on Friday, my paypal is 0.00 bal. Yet I didn't get money in my mpesa.

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  TheOriginalKhutso🇿🇦 (@OriginalKhutso5) reported 9 minutes ago

  @the_popemichael Is that Why Shoprite, PayPal, tiktok, etc had problems in Nigeria? They can't compete? Nigerians need to develop a sense of accountability

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  puré🎡🐐 (@komemerda) reported 11 minutes ago

  Im having some issues so i might have to close the keychain store soon. Shot them an email to see if it's solvable but they basically make me take payments in PayPal but then pay for production with card only so with all the transfer fees and conversion I am losing money lol 😭

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  Derek Ashauer (@DerekAshauer) reported 12 minutes ago

  Found a bug in my store today. A "30% off your first year" code was taking 30% off every year, forever. Claude found 2 other codes had the same problem. Gave Claude read access to my WP install over SSH plus temporary Stripe and PayPal keys. It found all affected subscriptions across both processors, cross-checked what the gateways were actually billing against what my database thought, and fixed each one. $1,782/year recovered. About 30 minutes once I knew something was wrong. Doing that by hand across two payment processors would have eaten my week.

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  Dhark (@traceytina16) reported 16 minutes ago

  My paypal mpesa issue was resolved finally. Thank God!

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  🔞🦇𝐁𝐚𝐭𝐳𝐜𝐚𝐭𝐳🐈‍⬛🔞 Hiatus (@batz_catz) reported 16 minutes ago

  Ok I’m a little calmed down now I’ve gotten reassurance that it’s alright if I propose the idea of taking donations. No one should feel pressured to help at all, but my cashapp and PayPal are in my bio. I am going to try all the advice you guys are giving. I’m not sure if this is even the full bill though 🥀

• 
  Morpheu5 Stock Watcher (@Morpheu5Watcher) reported 16 minutes ago

  THE THREE PRICE TARGETS PUT ON PAYPAL $PYPL SINCE FRIDAY WERE $50, $51 AND $70: The Quality-Value Len5 is watching PayPal at $53.18, -$0.48 / -0.90% today. The San Jose company runs the PayPal checkout button, Venmo, and Braintree, which handles card payments behind other companies' checkout pages. The bottom line: on Friday PayPal lost its buyer, and the shares gave back $7.81 in a single session. Nothing about the business changed that day. What ended was somebody else's offer to pay more than the market would. WHAT HAPPENED ON FRIDAY Since July there had been a bid on the table. Stripe, the privately held payments company, and Advent International, a private-equity firm, had jointly offered $60.50 a share - about $53B for the whole company. PayPal's board considered it too low. On Friday, August 28, Bloomberg reported the pair had walked away. Reuters put the sticking points at price and at how hard a deal that size would be to get past regulators. The shares went from $61.47 on Thursday to $53.66 on Friday: -$7.81 / -12.7% in one session, on 36.3M shares against a 30-day average near 11.5M - more than three times an ordinary day's trading. Today they have traded as low as $51.92, under Friday's own low of $52.62. Roughly seven dollars of that price was one buyer's opinion, and it is gone. Bloomberg noted the two could return later. Nobody is obliged to. THE THREE TARGETS Within two business days, three firms published a view on the same company and the same facts. - Loop Capital, Friday morning: target cut to $50 from $62, rating Hold. - Mizuho, Friday morning: cut to $51 from $60, rating Neutral. - RBC, this morning: RAISED to $70 from $65, rating Outperform. A price target is one firm's estimate of where a share should trade in about a year. It is an opinion, not a measurement. Across everyone who follows the stock the average target is $56.32 and the average rating is hold. So one firm believes these shares are worth a third less than another firm does, three days after the same news. That spread is the story, and the June quarter is where it comes from. WHAT THE COMPANY REPORTED ON JULY 28 Two numbers sit at the heart of it, and they point opposite ways. Total payment volume - the dollars moving across PayPal's systems - was $486.4B, +10% from a year earlier. Busy. Transaction margin dollars - what PayPal keeps out of those payments after paying the cost of moving them - was $3.9B, +1%. Leave out interest earned on customer cash and it was $3.6B, +3%. Ten percent more money went through. One percent more stuck. The rest of the quarter reads the same way: - Net revenue $8.68B, +5% - Profit per share $1.25 on the standard accounting measure, -3%; $1.38 with certain one-off items stripped out, -1% - Operating margin - what the business keeps out of each sales dollar before interest and tax - 16.4%, down 1.71 points - Active accounts 439M, +0.3% over the year, and DOWN 0.2M from three months earlier - Free cash flow - the cash left after running the business and paying for equipment - $1.78B - Cash and investments $15.3B against $13.4B of debt Then the buyback, which is the largest single thing PayPal does with its money. A buyback is a company purchasing its own shares and cancelling them, so every remaining owner holds a slightly bigger slice. It spent $1.5B on that in the quarter and $6.0B across twelve months, retiring about 111M shares against the 855M that exist today. Management raised its full-year forecast: adjusted profit near $5.38 a share against $5.31 last year. On the standard measure it still expects a mid-single-digit decline from $5.41. Put the price against that. $53.18 divided by $5.38 is about 9.9 times what the company itself expects to earn this year. ONE NAME, SIX LEN5ES - QUALITY-VALUE - STRONG, and the only one of the six carrying it. This style hunts a durable business at a fair price, and PayPal is sixth on that watch. The fair-price half is not arguable at roughly 10 times earnings with 111M shares retired in a year. Durability is where the fight is. A checkout button 439M people already have is a real moat - the thing that stops a competitor simply taking your customers - and volume growing 10% while the money kept from that volume grows 1% is what pressure on a moat looks like from the inside. WHAT WOULD CHANGE IT: transaction margin growing anywhere near the pace of payment volume. WHAT WOULD BREAK IT: active accounts falling a second straight quarter, because a button nobody reaches for is not durable at any price. - DEEP-VALUE AND SPECIAL-SITUATIONS - NOT A FIT, and the most interesting no here. That style wants a business priced under what it looks worth, or one carrying a dated event still to play out. Cheap is present. The event is what failed: an unsigned offer that has now been withdrawn is not something anyone can plan around. Friday is the proof - the event resolved, and it resolved by vanishing. WHAT WOULD CHANGE IT: a signed agreement with a real closing date, or a markdown deep enough that the business by itself, with no buyer anywhere in the picture, is the entire reason to look. - GROWTH - NOT A FIT, and the price is not the problem. Growth you are not overpaying for needs both halves, and the second one is missing. Adjusted profit guided to $5.38 against $5.31 is roughly a 1% year, and on the standard measure the company expects earnings to fall. WHAT WOULD CHANGE IT: transaction margin dollars speeding up so profit rises with volume instead of trailing it by nine percentage points. - MOMENTUM - NOT A FIT, on the plainest evidence available. That style watches a company already climbing on news of its own. This one fell 12.7% in a session on somebody else's decision, sits 32.9% below the $79.22 it reached on October 28 last year, and traded lower again today. WHAT WOULD CHANGE IT: the shares climbing back on PayPal's own quarterly figures rather than on talk of a buyer. - HYPERGROWTH - NOT A FIT, on age and size rather than judgment. Early and fast-growing is the brief. PayPal is 27 years old, serves 439M accounts, books $8.68B in a quarter and grows it 5%. WHAT WOULD CHANGE IT: honestly, almost nothing available to it - a business this size cannot become early again, and Venmo or the financial-services push would have to compound for years at a rate the whole company has not managed in a decade. - INCOME - NOT A FIT, and the reason is which pocket the cash comes from. That style watches cash genuinely reaching owners and genuinely funded by the business. The dividend is $0.14 a quarter, declared for payment on September 25 to holders on the books September 4 - $0.56 a year, about 1.1% of the share price. The $6.0B of buybacks is the real cash return, near 13% of the company's $45.5B market value, and it came out of money the business earned rather than borrowed. But a buyback is a decision, not a promise: it can be halved next quarter with no announcement and nobody calls it a cut. WHAT WOULD CHANGE IT: the declared dividend growing into a meaningful share of the price, so the cash return is something owners can count on instead of something they hope continues. THE MIRROR IMAGE, TWO PLACES DOWN THE SAME WATCH Visa at $381.01, -$0.59 / -0.15% today. The San Francisco company runs the network that moves money between shoppers, shops and banks every time a card is tapped, and it sits eighth on that same Quality-Value watch - for exactly the opposite reason. Visa trades near 33 times its last year of earnings, $4.56 / 1.2% under the $385.57 high it set on August 26. PayPal trades near 10 times, a third below its own high. One has the durable half settled and no discount to show for it. The other has the discount and an argument about the durability. What would open the Visa read is a real markdown with earnings unchanged; what would break it is regulation cutting what the network is allowed to charge on each transaction. WHAT TO KEEP AN EYE ON Not whether a buyer comes back. The gap between those two June-quarter figures. PayPal reports the September quarter in late October - treat the date as unset until the company names it - and the line to find is transaction margin dollars against total payment volume. If volume keeps growing near 10% while the margin grows near 1%, then 10 times earnings is cheap for a reason. If they converge, a $70 target stops looking eccentric. One smaller dated item: from September 4 the shares trade without that $0.14 payment, which lands September 25. THE RISK, SAID WITHOUT DECORATION Nothing here is a forecast. The bear case is written into the company's own report: payment volume growing ten times faster than the money kept from it, with the number of people using the service flat over a year and slightly lower than three months ago. A stock can sit at 10 times earnings for years when the earnings are going nowhere, and this company's own guidance has profit falling this year on the standard measure. Push the other way and it breaks just as fast: two buyers examined these numbers up close and were willing to pay $60.50, and a board that said no is either right or expensive. For six weeks this stock had a price somebody else was willing to pay. Since Friday it has only had the one the business can justify - and Friday put $7.81 between them. Not investment advice.

• 
  Compsci Guy🇺🇲 (@compsciman) reported 16 minutes ago

  @linuxuser1996 Enable protection compatibility. Then temporarily set your password manager to none. Open PayPal. Login. Set your password manager back to the previous value. Close PayPal. Verify that you can open it again

• 
  ericthepoet (@ericbundipoet) reported 20 minutes ago

  @PayPal I transfered money from PayPal to Mpesa on Thursday 27th August, the money was deducted from PayPal but never hit my Mpesa. The status of the transaction is marked as complete. I need some assistance and escalation of that issue.

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  mel (@popodysseytour) reported 21 minutes ago

  @cccatalina_ dw i figured once i got the whole spiel about their paypal not working lol

• 
  Take It Isi! 💖 (@ItsSoIsi) reported 21 minutes ago

  @2wintails hi! sorry for asking directly, i'm having trouble purchasing your model. i've been taking commissions and saving money on my paypal balance, but since our currencies don't match paypal doesn't allow me to pay with my balance and is locking me into paying with credit card instead+

• 
  Jedda Cohen (@c22204) reported 22 minutes ago

  @robertromano @JonMalin 1. Go to PayPal Resolution Center, select the transaction, choose Report a Problem, then choose "Significantly Not as Described." Don't select "Unauthorized Activity," as PayPal will instantly deny the claim once they verify you authorized initial payment. Upload evidence. 1/2

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  Laura M. (@Vero_barcalover) reported 22 minutes ago

  @AskPayPal I’m traveling and I cannot access my account! I’ve been asked to reset my password but the email with the code never reaches. Phone number is not working. Security question get a “there was a problem, try later”. It’s been 48 hours. Help!

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  Mimi (@mimicomments) reported 25 minutes ago

  @DrewPavlou Perhaps you could set up something simple like a buy me a coffee or paypal me link so people can support you directly. The Flynn issue seems hopeless for now. I hope that can eventually get resolves but seems you need to have a way for people to support you in general:

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  saph 🦄 (@stevestappen) reported 25 minutes ago

  @darksainzrising they're trying to shut down the donations system (attempting to report to paypal and other portals that AO3 accepts donations from about the "depraved works" hosted by the website)